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Ray Healthcare Academy does not offer financial aid scholarships or grants and does not accept federal financial aid.  Our school targets working adults and other learners who are serious about their future and have the funds to make it happen. 

Tuition for EMT is $1,950. 

Total investment (background check, shirt, drug test, supplies) is approximately $2,250. 

We offer payment in full or a plan with four payments during enrollment. 

Initial payment is $400 and secures your seat in the next available class. Digital textbook and resources are sent within 24 hours of the class start date (after application and paperwork is received).  This payment is NONREFUNDABLE after E-textbook has been issued. 

Second payment may be the remaining balance, or paid to Ben Franklin Finance as part of a contract to pay. 

Both methods are below.

First payment of $400 is payable here:

Second payment, balance in full here:

Or finance the remaining balance here:

The payments to BFF are approximately $550.  Due at time of application, 30 days after application and 60 days after application.  Payments must be complete to receive a course completion and approval to test letter. 

Download the

Ben Franklin Finance

Application Help Sheet

by clicking here:

Calculate Savings

Earn back your investment in just 30 days!

EMTs earn over $4,000 per month!


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